When it comes to workers’ compensation for truckers, things can become
more complex: a driver can be injured in one state while they live in
another and the trucking company is located in a third. If the trucking
company happens to be located in a state with high workers’ compensation
premiums, the underwriter could choose to use the higher state rates.
Truck drivers are susceptible to certain injuries more than other workers
including musculoskeletal injuries. Other injuries result from the nature
of their work including long periods of sitting followed by short periods
of strenuous labor in the loading or unloading of freight. Other habits
include long hours of going without sleep to make deadlines and poor lifestyle
and eating habits.
Common situations where injuries occur include:
- Slips and falls climbing in and out of the cab or trailer
- Carpal tunnel syndrome
- Vehicle accidents
- Strains and sprains to the back from repetitive lifting
- Accidents while loading or unloading the trailer
Trucking companies usually have a comprehensive safety program established
and should offer drivers a copy its safety policy. Every driver should
be required to attend at least one yearly safety briefly as well.
Drug testing programs can have a positive impact on workers’ compensation
costs even if it means finding drivers is more difficult. Better drivers
usually means fewer injuries and expensive claims. This should include
a program of new hire testing, random drug tests, and mandatory drug testing
Health and wellness programs also bring down the cost of workers’
compensation along with the cost of health insurance benefits. This can
prevent or reduce the effects of medical conditions which interfere with
the employee’s recovery.
If you have a workers’ compensation claim to file as a truck driver,
turn to our Fort Lauderdale workers’ compensation attorneys who
can push for your right to recover damages.