The workers’ compensation process begins the moment you notify your
employer of an injury while performing your duties or traveling for your
job. Your employer will already have a list of physicians ready for you,
a list of approved, “authorized treating” doctors who are
in the network for workers’ compensation insurance companies.
This means that should one receive treatment with a doctor who is outside
of the prescribed list may or may not be covered under workers’
compensation. To ensure that your claim is given the proper attention
and that you receive the amount of compensation deserved for your injuries,
you should first consult with a knowledgeable Ft. Lauderdale workers’
What Is Covered?
If your incident required you to obtain emergency medical care, then you
will be allowed to visit with that doctor first. However, after the initial
visit, the insurance company will assign you a doctor from the pre-approved
list. Florida law will only allow claimants on workers’ comp claims
to receive treatment from this network; otherwise, the applicant will
be responsible for paying his or her own treatments.
Workers’ compensation is meant to cover the following:
- Medical bills
- Prescribed medications
- Mileage reimbursement (for traveling to and from treatment)
- Death benefits
How Long Will Treatment Take?
The regiment for your medical treatment will depend entirely on the type
of injury or illness sustained, the severity of it, and how the doctor
chooses to respond to the situation. The doctor will then prescribe the
course of treatment, which could mean anything from therapy and rehabilitation
to a round of medication, such as antibiotics for bacterial infections.
It is at that point that the insurance company or the employer will provide
payments for these treatments until you have reached “Maximum Medical
You have the option of switching doctors at any point if you are ever unsatisfied
with the one who has been assigned to you. Keep in mind, however, the
laws in Florida only allow you to switch to a doctor one time within a
The doctor will be relying on you to give a full overview of your symptoms.
This is what will allow the doctor to prescribe the right course of treatment
for you. As always, should you have any questions about the workers’
compensation process, call us right away!
We can assess your situation to determine what benefits are available to
you. Knowing that workers’ compensation laws can be quite difficult
to work through, we can decipher some of the laws so that you know what