Workers' Compensation Benefits

How much can you claim in workers' compensation benefits?

When you have been hurt in an accident on the job, you may be relieved to know that you are most likely entitled to claim benefits through your employer's workers' compensation policy. Provided that the accident was not a result of willful negligence on your part, you should be entitled to claim worker's comp benefits to offset the financial impact of your accident. Workers' compensation pays benefits for any and all medical treatment which you will require to achieve the maximum medical improvement (MMI), the level at which your injury is not expected to heal any further. This can include payment for hospitalization, doctor visits, physical therapy, tests, medication and prostheses. You can even be reimbursed for mileage to pay for travel to and from the doctor and the pharmacy.

Workers' Compensation Pays for Lost Wages

In addition to compensation for the costs of medical treatment, you can also receive disability benefits to offset the income you are losing as a result of your injuries. Generally, such benefits are calculated at a rate of two-thirds of your average weekly wage, and are paid on a bi-weekly basis. There are several different types of workers' comb benefits available, including:

Temporary Total Benefits
For if you are entirely disabled while you work to recover from your injury but, are expected to be able to return to work at some time in the future.

Temporary Partial Benefits
Paid in cases where your doctor has released you to return to work, but you have not yet reached your maximum medical improvement and are only able to earn 80 percent or less of your normal wages.

Permanent Impairment Benefits
For when you have reached the maximum medical improvement yet still suffer from a physical, psychological or functional impairment which is not expected to improve any further. Your benefits are paid based on the percentage of disability awarded by your doctor, which is referred to as an impairment rating .

Permanent Total Benefits
If you have been rendered totally disabled, are not expected to improve any further, and will not be able to work or support yourself and your family, you can receive benefits on a permanent basis.

Death Benefits
Provided that the death was the result of a workplace injury and that it occurred within one year of the accident or five years of continuous disability, the surviving family members can recover funeral expenses up to $7,500 and dependency benefits up to $150,000, as well as benefits to pay for job training.

How much is your workers' comp claim worth?

At Rosenberg & Rosenberg, P.A., our Fort Lauderdale workers' compensation lawyers understand how important it is for you to ensure that you receive the full value of benefits to which you are entitled, and we are prepared to protect your rights. Contact us now for a free consultation to discuss your case and learn how much you could receive if your claim is approved.

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