When you get injured while performing work-related duties,
filing for workers’ compensation is a great way to get
financial benefits to keep yourself afloat while you recuperate. However, your workers’
comp claim might not be the only claim you should be filing. Depending
on the circumstances of your accident and injuries, you might be able
to file a third party claim.
In simple terms, a third party claim following a
work-related accident is a separate
personal injury claim filed against a negligent party who is not your employer. If you want
workers’ compensation benefits, then you cannot also file an injury
claim against them for negligence. You would use a third party claim when,
as the name implies, a third party causes your injuries.
For example, imagine being a pizza delivery driver and getting hit by a
drunk driver on the way to a customer’s house. As you were performing a work-related
duty at the time of the crash, you can file for workers’ compensation
from your employer, or their insurance provider more specifically. As
you were not the cause of the
car accident, you can
also file a third party claim against the intoxicated motorist.
Workers’ compensation benefits will help pay for a percentage of
your missing wages and medical benefits, up to a limit. A third party
claim can seek damages for everything not covered by workers’ compensation.
You might be able to get compensation that pays for the percentage of
your wages not covered by workers’ comp, the medical treatments
not covered by workers’ comp, property damage, and noneconomic damages,
such as pain and suffering. By utilizing both a workers’ comp claim
and a third party claim, you stand to maximize your recovery, as you deserve.
Call Our Fort Lauderdale Injury Lawyers – 888.499.6206
Rosenberg & Rosenberg, P.A is a Fort Lauderdale injury law firm comprised
of award-winning attorneys who can handle both workers’ compensation cases
and personal injury claims. When you are hurt on-the-job by a negligent third
party, we are the ideal legal solution for your resulting claims. Using
our 160+ years of collective legal experience and teamwork approach to
complex cases, we are confident we can secure a
maximized case result on your behalf.
Find out more about our Hollywood and Fort Lauderdale personal injury lawyers
and workers’ compensation attorneys by
contacting us today and getting a