Workers' Compensation Benefits
How much can you claim in workers' compensation benefits?
When you have been hurt in an accident on the job, you may be relieved
to know that you are most likely entitled to claim benefits through your
workers' compensation policy. Provided that the accident was not a result of willful negligence
on your part, you should be entitled to claim worker's comp benefits
to offset the financial impact of your accident. Workers' compensation
pays benefits for any and all medical treatment which you will require
to achieve the maximum medical improvement (MMI), the level at which your
injury is not expected to heal any further. This can include payment for
hospitalization, doctor visits, physical therapy, tests, medication and
prostheses. You can even be reimbursed for mileage to pay for travel to
and from the doctor and the pharmacy.
Workers' Compensation Pays for Lost Wages
In addition to compensation for the costs of medical treatment, you can
also receive disability benefits to offset the income you are losing as
a result of your injuries. Generally, such benefits are calculated at
a rate of two-thirds of your average weekly wage, and are paid on a bi-weekly
basis. There are several different types of workers' comp benefits
Temporary Total Benefits
For if you are entirely disabled while you work to recover from your injury
but, are expected to be able to return to work at some time in the future.
Temporary Partial Benefits
Paid in cases where your doctor has released you to return to work, but
you have not yet reached your maximum medical improvement and are only
able to earn 80 percent or less of your normal wages.
Permanent Impairment Benefits
For when you have reached the maximum medical improvement yet still suffer
from a physical, psychological or functional impairment which is not expected
to improve any further. Your benefits are paid based on the percentage
of disability awarded by your doctor, which is referred to as an impairment rating
Permanent Total Benefits
If you have been rendered totally disabled, are not expected to improve
any further, and will not be able to work or support yourself and your
family, you can receive benefits on a permanent basis.
Provided that the death was the result of a
workplace injury and that it occurred within one year of the accident or five years of
continuous disability, the surviving family members can recover funeral
expenses up to $7,500 and dependency benefits up to $150,000, as well
as benefits to pay for job training.
How much is your workers' comp claim worth?
At Rosenberg & Rosenberg, P.A., our Fort Lauderdale workers' compensation
lawyers understand how important it is for you to ensure that you receive
the full value of benefits to which you are entitled, and we are prepared
to protect your rights.
Contact us now for a free consultation to discuss your case and learn how much you
could receive if your claim is approved.