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Were You Injured in a Car Accident? Allow Us to Help Fight for the Compensation You Deserve.

Underinsured / Uinsured Motorist Accidents in Fort Lauderdale

Obtain Full Coverage for Your Car Accident

Have you been hit by someone who doesn't have enough insurance coverage to compensate you for your auto accident damages? If so, you may be eligible to file an underinsured motorist (UIM) claim or uninsured motorist claim so that your own insurance company covers whatever the liable party's insurance does not.

You must first have such coverage included in your insurance policy. Otherwise, you cannot file a claim. You must also be able to prove that you were not responsible for your accident and personal injury by establishing the liability of another person or persons.

Can I File an Uninsured Motorist Claim?

You must have UM coverage specifically listed in your own insurance policy. If you are not paying for such coverage, you cannot file a claim to have your insurance cover the damages after you are hit by an uninsured driver.

If you are eligible, however, and you need to file such a claim, do not attempt to do so without the knowledgeable and skilled counsel of a Fort Lauderdale car accident attorney. Our legal team can provide the advice and representation you need to take on the insurance companies and obtain full compensation for your car accident injuries, even when the other motorists was not insured.

Do I Need Florida UM coverage?

Florida has one of the highest rates of uninsured drivers in the nation. Althouogh personal injury protection (PIP) is mandatory in the state, the amount of coverage provided is rarely sufficient to cover one's actual losses in a car accident. Bodily injury coverage - which pays for medical bils, lost wages, and pain and suffering - is not required for all motorists, so it is not a good idea to rely on other drivers to have this coverage.

This is why having uninsured motorist coverage is important. Uninsured or underinsured motorist insurance can give you peace of mind knowing you are covered in many different scenarios that are out of your control.

Having uninsured/underinsured motorist coverage is useful in these situations:

  • You are hit by a driver with no insurance
  • You are hit by a driver with inadequate coverage
  • You are injured in a hit and run accident
  • You are seriously injured and do not have medical insurance

Let Our Legal Team Negotiate With the Insurance Companies

Insurance companies can be very tricky when it comes to UIM claims. Even when you have UIM coverage under your policy, your insurance company may try to avoid a payout by telling you that your accident is not covered. The best way to ensure that your UIM claim is not rejected is to hire a Fort Lauderdale personal injury attorney who has the experience and skill to help you gather evidence and prove beyond a doubt that your accident deserves to be covered under a UIM claim.

Hire a Reliable Fort Lauderdale Car Accident Attorney

Each lawyer with our law firm will provide exceptional communication throughout your legal process. Our firm is available to take your call anytime 24/7 and your attorney will return your calls within 24 hours, every time. Our goal is to build the strongest possible attorney-client relationship so that you always know exactly what is being done to handle your case, and so that you can have confidence in your representation.

Set up your free case evaluation and find out what we can do to cover your car accident damages, regardless of the responsible party's lack of insurance.

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