If you are an injured worker in Florida, you may be eligible for workers' compensation benefits. These benefits can include payments for medical expenses, income replacement, disability benefits, and vocational rehabilitation. In this blog, we will detail the different types of benefits that an injured worker may be eligible to receive.
What Benefits are Available?
Workers’ compensation benefits are intended to help offset the cost of medical care and treatment related to a work-related injury or illness, as well as provide income support if you are unable to work. They can help you and your family get back on your feet after a workplace injury or illness. Here is a look at some of the more prominent benefits available under Florida's workers' compensation laws.
- Medical Expenses - If you are injured on the job, you will be covered for all necessary and reasonable medical expenses related to your injury. This includes hospitalization, surgery, doctor visits, prescription medications, and other treatment deemed necessary by your doctor.
- Income Replacement - If your injuries prevent you from working, you may be eligible for income replacement benefits. These benefits are paid at a rate of 66.67 percent of your pre-injury wages, up to a maximum amount set by state law.
- Vocational Rehabilitation - If your injuries prevent you from returning to your previous job, you may be eligible for vocational rehabilitation benefits. These benefits can help you pay for the training or education necessary to find a new job.
Types of Disability Benefits
In the event that a worker is unable to return to work due to the injury or cannot work in the same capacity as a result of the accident, Florida's workers' compensation program provides four types of disability benefits: temporary total, temporary partial, permanent total, and permanent partial.
Temporary Partial Disability (TPD) and Temporary Total Disability (TTD)
TPD is available when an injured worker can return to work but is not fully recovered and is unable to earn their full pre-injury wage (80 percent or less.) TTD is paid when an injured worker is unable to return to work at all during recovery due to their injuries but is expected to return to work at some point.
Permanent Partial Disability (PPD) and Permanent Total Disability (PTD)
When an injured worker has permanent damage from their injuries and can return to work but earns less than they did prior to the accident, they may be eligible for PPD. Similarly, a worker with permanent injuries who is unable to return to work may be able to receive PTD.
Death benefits are available to the surviving spouse, children, and other dependents of a worker who dies as a result of a work-related injury or disease. The amount of the benefit is based on the wages the deceased worker was earning at the time of their death. To be eligible, the death must have occurred within one year of the accident or within five years of continuous disability.
Navigating the Workers' Compensation Process in Hollywood, FL
Rosenberg & Rosenberg, P.A. has over 50 years of experience helping injured workers and their families navigate the workers' compensation process. We will work with you to ensure that you receive the full benefits to which you are entitled. We have a team of legal experts dedicated to getting our clients the maximum compensation possible.
If you have been injured in a workplace accident, call us today at (888) 499-6206 to schedule a free initial consultation.