Understanding the Workers’ Compensation Process
When an employee suffers an injury or illness while performing job-related duties, they are entitled to file a workers’ compensation claim to receive benefits. If you have been injured on the job, you may be wondering how long it will take to receive your workers’ compensation benefits. Each claim is different and the benefits payout timeline can vary based on a few factors. Here’s what you need to know.
Reasons Why Workers’ Compensation Benefits Get Delayed
Insurance companies will go through an insurance claim with precision and find any small mistake or inaccuracy to hold up a claim and, in many cases, deny it altogether. Here are some reasons why your claim benefits could be put on hold:
- The physician’s diagnosis was inaccurate.
- The injury or illness was deemed to be preexisting.
- The injury was noted as non-disabling by a health professional.
- The injury was not reported to the employer promptly.
- The workers’ compensation claim was not filed by the deadline.
- Lack of witnesses to the injury.
- Missing medical records/paperwork required by the insurance company.
- Conflicting information between the accident report and medical records.
Filing a workers’ compensation claim can be confusing, especially if you’re not experienced in workers’ compensation laws. To avoid delays in receiving your benefits, consult a workers compensation lawyer who is experienced in combating the above issues.
If your claim was denied, it’s even more critical to have a workers’ compensation attorney appeal the decision on your behalf.
What Benefits are Included in a Workers’ Comp Claim?
Your workers’ compensation claim gives medical care benefits for your injury or illness. However, you may be offered a lump-sum settlement if you agree not to pursue any further reimbursement for medical costs or other work comp benefits. Before you decide on a settlement, it’s essential to speak with your workers’ comp attorney to determine which is a better option for you.
Here are some of the benefits that may be included in a work comp claim:
- Wage replacement
- Physical therapy
- Re-employment services
- Doctor's visits and hospitalization costs
- Medical tests and diagnostics
- Prescription medications
- Reimbursement for mileage
Injured at Work? We’re Here to Help
If you’ve sustained an on-the-job injury, you have the right to file a workers’ compensation claim. Our skilled workers’ compensation lawyers will fight the toughest insurance companies to protect your rights so you can receive the compensation that you deserve.
Contact Rosenberg & Rosenberg, P.A. today at (888) 499-6206 to schedule a free consultation.