Understanding Workers’ Compensation Benefits
If you have been injured or became ill as a result of performing your job duty, you may be eligible to receive workers’ compensation benefits — and these benefits may include, but not limited to, compensation for incurred medical bills and lost wages. Read on to learn more about how to qualify for workers’ compensation benefits.
Workers’ Compensation Eligibility Requirements
To qualify for workers’ compensation benefits, the following requirements must be met:
You are covered under workers’ compensation insurance
To be covered under workers’ comp insurance, you must first be considered an employee.
While most employers in the state of Florida are required by law to hold workers’ compensation insurance for employees, there are some exceptions. Insurance coverage can vary based on the type of industry and number of employees.
For example, a business that has less than four employees may not be required to carry workers’ compensation insurance. If you are unsure if you are covered under workers’ comp, check with your employer or contact an experienced workers’ compensation lawyer.
Your Injury or Illness Was Work-Related
If you were performing a job duty at work and became injured or ill as a result, you would be eligible to file a workers’ compensation claim. For example, your job requires you to do heavy lifting, and you hurt your back, or you are exposed to hazardous chemicals that have made you sick.
You Have Met All the Required Deadlines
Meeting the required deadlines as mandated by workers' compensation laws is paramount to the success of your claim. For example, when you are injured at work or become aware of your work-related illness, you have 30 days to notify your employer. Once you have reported your illness or injury to your employer, you have two years to file a workers’ compensation claim.
When You Need to File a Workers’ Comp Claim
The process of filing a workers’ compensation claim can be confusing, especially if you aren’t experienced with Florida laws. If you have been injured on the job, don’t fight the insurance companies alone. Our experienced workers’ compensation lawyers are in your corner to protect your rights so you can receive the compensation that you deserve.
Contact Rosenberg & Rosenberg, P.A. today at (888) 499-6206 to schedule a free consultation.