What is Florida Workers’ Compensation?
Workers’ compensation is a no-fault insurance that an employer carries with provisions that offer medical benefits and other financial compensation to employees who have been injured on the job. Learning your rights under workers’ compensation laws can help you stay protected. Here’s what you need to know.
Who is Eligible For Workers’ Compensation in Florida?
The state of Florida requires most employers to carry workers’ compensation insurance. To be eligible for workers’ compensation benefits, you must meet the following requirements:
- You are considered an employee of the company.
- Your employer carries workers' compensation insurance.
- Your injury or illness was work-related.
- You must meet Florida state’s deadlines for reporting your injury.
- You must meet Florida state’s deadlines for filing your worker's compensation claim.
If you suffer a work injury because of your own willful negligence, you may not be entitled to workers' compensation benefits.
What Happens if Your Claim Has Been Denied?
It’s not uncommon for workers’ compensation claims to be denied. While this may sound daunting, the good news is that you have the right to appeal the decision. Some common reasons why workers’ compensation claims get denied are:
- Injuries/accidents were not reported by the deadline.
- Workers’ compensation claim was not filed by the deadline.
- Lack of witnesses to the injury.
- Conflicting information between the accident report and medical records.
- Missing medical records/ paperwork required by the insurance company.
- Missing information on paperwork.
When it comes to a claim denial, having an experienced workers’ compensation attorney on your side can increase your chances of getting the benefits you are entitled to.
Injured at Work? We’re Here to Help
If you have been injured on the job, you have the right to file a workers’ compensation claim. Our experienced workers’ compensation lawyers will fight the toughest insurance companies to protect your rights so you can receive the compensation that you deserve.
Contact Rosenberg & Rosenberg, P.A. today at (888) 499-6206 to schedule a free consultation.